1. Introduction

Welcome to Virginia Institute of Finance’s e-learning platform (the "Site"). These Terms and Conditions ("Terms") govern your access to and use of our Site and services provided herein. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Site.

2. Modifications to the Terms

We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site following any modifications signifies your acceptance of the updated Terms.

3. Eligibility

By using the Site, you represent that you are at least 18 years old or have reached the age of majority in your jurisdiction, and that you have the legal capacity to enter into these Terms. If you do not meet these requirements, please refrain from using the Site.

4. User Accounts and Security

5. Course Enrollment, Payments, and Refunds

6. Intellectual Property

7. Use of the Site and Prohibited Conduct

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site. Prohibited activities include, but are not limited to:

8. User Content

9. Disclaimers and Limitation of Liability

10. Indemnification

You agree to indemnify, defend, and hold harmless Virginia Institute of Finance, its affiliates, and its employees from and against any claims, liabilities, damages, losses, and expenses, including legal fees and costs, arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your infringement of any rights of another.

11. Termination

We reserve the right to terminate or suspend your access to the Site, without notice, for conduct that we believe violates these Terms or is harmful to other users or our business interests. Upon termination, your right to use the Site will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Virginia Institute of Finance operates, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Virginia Institute of Finance regarding your use of the Site and supersede all prior agreements or understandings, whether written or oral.

15. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Email: [[email protected]]